Decision guide
What Happens to My Pension When I Resign in South Africa?
What happens to your pension or provident fund when you resign in South Africa, including Two-Pot components, withdrawal, preservation and transfer choices.
Read guide →Resigning
What happens to my pension when I resign?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Provident fund
What happens to my provident fund when I resign?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Changing jobs
What happens to my pension when I change jobs?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Retrenchment
What happens to my pension if I am retrenched?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Preservation
Preservation funds explained
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Comparison
Preservation fund vs retirement annuity
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Transfer
Can I transfer my pension to my new employer?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Decision
Should I withdraw or preserve my pension?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Tax
Pension withdrawal tax: 2027 guide
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Two-Pot
Two-Pot when resigning or changing jobs
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Retirement
What happens to my pension when I retire?
Plain-English South African guidance with current-source references and practical next steps.
Read guide →Calculator
Provident & pension fund withdrawal calculator
Estimate 2027 withdrawal tax, net provident/pension fund payout and compare cashing out with an illustrative preservation outcome.
Read guide →New decision guides
More answers for people leaving employment
Decision guide
How Much Tax Will I Pay If I Withdraw My Pension?
Understand South African retirement-fund withdrawal tax, cumulative lump-sum rules and why Two-Pot savings withdrawals are taxed differently.
Read guide →Decision guide
Pension Withdrawal Tax Examples: R100k, R250k, R500k and R1m
Worked South African pension withdrawal tax examples using the 2027 retirement-fund withdrawal table, before allowing for prior lump sums.
Read guide →Decision guide
How Long Does a Pension Fund Take to Pay Out After Resignation?
Why South African pension and provident-fund payouts after resignation can take time, what affects the process and what to check before following up.
Read guide →Decision guide
Can I Leave My Pension With My Old Employer?
Can retirement savings stay in an old employer fund after leaving a job in South Africa? Understand paid-up options and what to compare.
Read guide →Decision guide
Should I Transfer My Pension to My New Employer?
Questions to compare before transferring retirement savings to a new employer pension or provident fund in South Africa.
Read guide →Decision guide
What Happens to My Provident Fund If I Am Retrenched?
South African guide to provident-fund choices after retrenchment, including Two-Pot, preservation, cash needs and tax distinctions.
Read guide →Decision guide
Can I Withdraw My Retirement Pot When I Resign?
Can you cash out the Two-Pot retirement component when resigning in South Africa? Understand the retirement, savings and vested components.
Read guide →Decision guide
What Happens to My Two-Pot Money When I Change Jobs?
What happens to vested, savings and retirement components when changing employers in South Africa under the Two-Pot retirement system.
Read guide →Decision guide
Preserve or Withdraw? What R500,000 Could Become by Retirement
A South African retirement-fund illustration showing the long-term compounding difference between withdrawing R500,000 and preserving it.
Read guide →Considering a preservation fund?
Understand South African preservation fund rules, transfer options and tax implications before making an irreversible withdrawal decision.